Our Financing Solutions

The cost of an all-new home system can get expensive fast. That’s why Comfort First Heating & Cooling offers a range of flexible payment plans to help families get the equipment they need for a price they can afford.

By financing your HVAC, plumbing, and generator with our team, you can install the systems you need now and pay them off over time, rather than having to pay upfront and place a strain on your finances.

Request more information about our financing options by contacting team or apply online today.

Finance Your New Home Equipment in the Triangle Area

Our financing options offer an excellent solution for some of the most costly home service equipment upgrades, including:

GoodLeap Financing Options

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GoodLeap logo

We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It also takes just a few seconds to get started.

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12-Month Same-As-Cash Loan

12-month SAC DRE2926
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

9.99% APR 10-Yr Loan


9.99% 10 year DRE2983
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% APR 5-Yr Loan


8.99% 5 year DRE2975
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Up to 0% APR for 21 months credit cards

0% APR Cards up To 21 Months on Home Improvement Purchases

  • 0% APR on Purchases Up to 21 Months
  • Over 30 Different Offers To Choose From
  • Good to Excellent Credit Required
  • Research and Compare all Cards – Start By Clicking “choose offer”

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Okinus Credit Solutions infographic.

Explore Our Financing Options Today

Ready to upgrade to an all-new heating, cooling, water heater, or generator system for your Triangle-area home? Comfort First Heating & Cooling has the financing options you can trust to get the systems you need today.

Backed by our unmatched HVAC, water heater, and generator installation guarantees, you can rest assured that your system upgrades will be as easy and stress-free as they are affordable and accessible.

Ask us about our financing options and apply online.