Unexpected breakdowns of the equipment you rely on for comfort and safety can be quite stressful, especially if you’re not ready to pay for a new unit out of pocket. However, going without or opting for patchwork repairs is rarely a good option.
Fortunately, Comfort First Heating & Cooling offers new HVAC, water heaters, and whole-home generators with convenient financing options.
Finance Your New Home Service Equipment in the Charlotte Area
Is it time to upgrade your home with new equipment? Keep your home efficient, comfortable, and safe by financing new systems installed by the experts at Comfort First. We offer:
- Heating installation and replacement: When it’s time to add a new furnace or heat pump to your home, we’ll help you find and install the ideal fit.
- Air conditioning installation and replacement: Whether you’re looking for central AC or ductless mini-splits, Comfort First has you covered.
- Water heater installation and replacement: Ensure dependable hot water for your home with a new standard or tankless water heater from our team.
- Whole-home generator installation: A whole-home generator keeps the lights on, food cold, and climate controlled when your block goes dark. Whether you’re installing a system for the first time or replacing an aging or damaged generator, it’s always a sound investment.
GoodLeap Financing Options


We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It takes just a few seconds to get started.
12-Month Same-As-Cash Loan
12-month SAC DRE2926
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
9.99% APR 10-Yr Loan
9.99% 10 year DRE2983
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
8.99% APR 5-Yr Loan
8.99% 5 year DRE2975
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Up to 0% APR for 21 months credit cards
0% APR Cards up To 21 Months on Home Improvement Purchases
- 0% APR on Purchases Up to 21 Months
- Over 30 Different Offers to Choose From
- Good to Excellent Credit Required
- Research and Compare all Cards — Start By Clicking “choose offer”
Choose Comfort First Heating & Cooling for Your Home Service Needs
When you’re investing in your home through financing, it’s important to know you can trust the quality of the products and work you’re paying for.
At Comfort First, we back our HVAC, water heater, and generator installations with industry-leading guarantees, so you can relax with full peace of mind and enjoy your newfound comfort, reliability, energy efficiency, and home value.
If you’re ready to learn more about your options for financing new HVAC and generator equipment with Comfort First, contact our team to get started.



