Financing Options

Your Comfort Is First From Call To Final Payment

Even our payment options provide comfort to your budget while offering savings in energy and utility bills. Comfort First offers North Carolina homeowners many convenient payment options to pay for their new system. Whether all at once or over time, our goal is not to steer you wrong by setting your family back financially. In many cases, a large portion of your payments to us will be offset by the energy savings and increased home value associated with your new system!

Get Special Financing on HVAC Systems, Water Heaters & Generators

Comfort First proudly serves the Triangle, Triad, Jacksonville, Charlotte, and the Outer Banks. Our team provides financing for new equipment, including:

  • Air conditioners
  • Ductless mini-splits
  • Furnaces
  • Heat pumps
  • Standard water heaters
  • Tankless water heaters
  • Whole-home generators

Take a look at the multiple online financing options below:

We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few seconds to get started.

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12-Month Same-As-Cash Loan

12-month SAC DRE2926
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

9.99% APR 10-Yr Loan


9.99% 10 year DRE2983
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% APR 5-Yr Loan


8.99% 5 year DRE2975
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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Up to 0% APR for 21 months credit cards

0% APR Cards up To 21 Months on Home Improvement Purchases

  • 0% APR on Purchases Up to 21 Months
  • Over 30 Different Offers to Choose From
  • Good to Excellent Credit Required
  • Research and Compare all Cards – Start By Clicking “choose offer”

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Please call us today to learn more about financing for your home service needs.