Financing Options | Comfort First | Outer Banks

Our Financing Options

Unexpected system breakdowns can and do happen. At Comfort First Heating & Cooling, our licensed and insured professionals offer the solutions you need to restore your home’s comfort and convenience.

There are times when repairing your HVAC system isn’t possible or feasible. If you have an older unit or if a critical component fails, it’s often more cost-effective to finance a new system.

Finance Your New HVAC Equipment in the Outer Banks

Often, financing a new heating or cooling system will significantly reduce your annual utility bills, reduce your repair bills, and enhance the comfort you enjoy. This makes HVAC replacement a cost-effective investment that ends up saving you money today, tomorrow, and for years down the road.

With Comfort First, you can finance:

GoodLeap Financing Options

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We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It takes just a few seconds to get started.

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12-Month Same-As-Cash Loan

12-month SAC DRE2926
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

9.99% APR 10-Yr Loan


9.99% 10 year DRE2983
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% APR 5-Yr Loan


8.99% 5 year DRE2975
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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Up to 0% APR for 21 months credit cards

0% APR Cards up To 21 Months on Home Improvement Purchases

  • 0% APR on Purchases Up to 21 Months
  • Over 30 Different Offers to Choose From
  • Good to Excellent Credit Required
  • Research and Compare all Cards — Start By Clicking “choose offer”

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Why Choose Comfort First Heating & Cooling?

At Comfort First, our HVAC installation guarantees ensure your satisfaction with our services and the quality of our work.

When you choose our experts to service your heating and cooling systems, you’ll always enjoy free estimates on replacements, friendly service, and exceptional work. We service all brands and offer a broad selection of top-quality systems that will deliver the safe, reliable, energy-efficient performance you deserve.

Call today to schedule HVAC installation or replacement and ask about our financing options.